1

Apply Online

Complete our simple, secure online application form. Tell us how much you'd like to borrow and how long you'd like to repay over.

2

Affordability & Identity Checks

We verify your identity and conduct a responsible affordability assessment to make sure any loan is affordable for you.

3

Application Assessment

Your application is assessed fairly against our lending criteria and the results of your affordability checks.

4

Approval

If your application is approved, we present you with clear terms and conditions, including fees, for your review and acceptance.

5

Agreement & Payout

Once you sign the loan agreement, your funds are paid out securely to your nominated South African bank account.